...luring us into calling them in foreign places. There, we unwittingly can run up big phone bills, sometimes on pay-per-call services. You might return home to an urgent message about an injured relative and a contact number in the 809 area code...

...mail, paging, personal toll-free numbers. Collect call scams. This is when companies try to charge you for pay-per-call services by masquerading as collect calls. Calling card fraud. This is when someone steals your calling card number...