...affected? A: Refinancing generally doesn't affect your score since it's simply a rewritten mortgage, according to Norm Magnuson of the Consumer Data Industry Association. This is especially true of refinancing under the federal program, because...

...short of it, if both parties signed on the dotted line, both are held accountable for repaying the debt," said Norm Magnuson, spokesman for Associated Credit Bureaus Inc., the national organization representing credit agencies. Furthermore...

...trillion in outstanding credit in the United States, and over $1 billion credit cards on the market today," said Norm Magnuson, an association spokesman. "If all these people are getting credit, who are the people being denied?" He criticized...

...signals; two to Trans-Union were eventually answered by a person. "There should be a live body option," said Norm Magnuson of Associated Credit Bureaus, representing the industry. But the law does not state "there has to be a person you...

...credit-issuing process, can be technically difficult to implement and can carry a cost that may be passed on to consumers. Norm Magnuson, a vice president with the Consumer Data Industry Association, a Washington, D.C.-based trade group for the...

...after the victim files a police report. "It's an effort to relieve the consumer of some of the hassle," said Norm Magnuson, the spokesman for the Consumer Data Industry Association in Washington, the trade group for credit reporting agencies...

...after the victim files a police report. "It's an effort to relieve the consumer of some of the hassle," said Norm Magnuson, spokesman for the Consumer Data Industry Association, the trade group for credit reporting agencies based in Washington...

...service nightmare. "Let's say you ask for your score and it's a 650, suddenly that becomes an issue," said Norm Magnuson, a spokesman for Associated Credit Bureaus Inc., a trade association representing the credit bureaus and reporting...