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Unsolicited loans come at high cost

...Association considers Mr. Hinchey's bill anti-consumer because it would reduce banking choices, says spokeswoman Nancy Ness Judy. Check-loans are "like any other bank product," Ms. Judy said. Some banks started mailing them to non-customers...
XXX Bizarre
Consumers losing billions in interest

...withdrawal from CDs rarely reduce the yield to consumers below that of traditional savings accounts, said Brobeck. Nancy Ness Judy of the American Bankers Association responded to their statements by saying banks offer consumers a wider range of...