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A true gold standard would re-establish American fiscal responsibility

...thus subject to special capital regulations that demand more bank capital.This attempted embrace of added power not only...principle of institutional and personal responsibility. No more bank bailouts. No federal deposit insurance of bank deposits...

http://chronicle.augusta.com/opinion/opinion-columns/2014-12-14/true-gold-standa
Georgia-Carolina Bancshares shareholders approve acquisition by State Bank Financial Corp.

...software system to manage employee pay and benefits."It is a very complementary service to banking," he explained. "Most banks don't offer a payroll service, they just offer a way to move money into people's accounts."Evans said State Bank's...

http://chronicle.augusta.com/news/business/local-business/2014-12-05/georgia-car
Retail skirmish blocks Apple Pay at checkout line

...payment system. He called the dispute with retailers a "skirmish.""We've got a lot of merchants to sign up, a lot more banks to sign up and we have the whole rest of the world," he said at the WSJD Live Conference in Laguna Beach, California...

http://chronicle.augusta.com/news/business/2014-10-28/retail-skirmish-blocks-app
How to Use the "Snowflake" Strategy for Debt Repayment

...make a "snowflake." In other words, you sit down at your desk and immediately execute a $5 extra debt payment. Most banks will allow you to make several small payments like this to the same company each day.Since that meant stopping for a few...

http://chronicle.augusta.com/content/blog-post/simpledollar/2014-09-28/how-use-s
After a bitter winter, warmer temperatures are revitalizing economy

...hibernation.Now, as temperatures rise, the economy is regaining momentum. Factories are busier. Consumers are spending more. Banks are making more loans to businesses. Companies have bigger plans to invest in plants and equipment. And the improvement...

http://chronicle.augusta.com/news/business/2014-04-21/after-bitter-winter-warmer
U.S. appeals court upholds Fed's cap on 'swipe' fees

...court has handed a defeat to a coalition of retail groups that challenged as too high the Federal Reserve's cap on how much banks can charge businesses for handling debit card transactions.The ruling issued Friday by the U.S. Appeals Court for...

http://chronicle.augusta.com/news/business/2014-03-21/us-appeals-court-upholds-f
Georgia banks perform well at the start of the year

...exciting part was that it was the best since 2007. Remember that Georgia was a wasteland of banking in the recession with more bank closings every year than David Ortiz home runs. So when Georgia banks are doing better than before the recession, it...

http://chronicle.augusta.com/content/blog-post/tim-rausch/2014-06-04/georgia-ban
Building an emergency fund is necessary

...It should be in the most boring account you can find," says McNeill. That means savings accounts, even though most banks offer interest rates that are close to zero.Behnam says that if interest rates on your bank's certificate of deposits...

http://chronicle.augusta.com/news/business/2013-10-25/building-emegency-fund-nec
Fewer US banks failing as industry strengthens

...failures have declined. In 2009, 140 failed. In 2010, more banks failed ? 157 ? than in any year since the savings and...rates on loans other than credit cards have reduced how much banks earn."This interest-rate pressure on the banks...

http://chronicle.augusta.com/news/business/2012-12-28/fewer-us-banks-failing-ind
Will reining in regulators better control bank risk?

...vanished with the enactment of the FDIC. FURTHER REFORMS to bring pressure on banks to reduce financial risk include no more bank bailouts by government, and no more troubled Asset Relief Program loans (the Fed, however, would still be available...

http://chronicle.augusta.com/opinion/opinion-columns/2013-09-01/will-reining-reg