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Life insurance refunds premiums - but it takes a while

NEW YORK -- There's an emerging life-insurance product that promises to fully refund your money if you live long enough to collect.
Life shaped by leading, giving

...Industries. Companies he controlled*: Polaris Corp., Pier 1 Import Stores, Simplicity Pattern Co., U.S. Guaranty Life Insurance Co., Interstate Motor freight Systems Inc. Charitable contributions: More than $100 million * Partial list...