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Sears to raise cash through Canadian sale

...the middle 20 percent of incomes fell 17 percent from 2010 to 2013, according to the Federal Reserve's Survey of Consumer Finances. That is hitting Sears' core customers hard.The retailer is also trying to catch up to customers who are steering...

http://chronicle.augusta.com/news/business/2014-10-02/sears-raise-cash-through-c
Pentagon wants tighter soldier loan protections

...bypass the interest cap.In testimony to the Senate Commerce Committee last year, Holly Petraeus, the head of the Consumer Finance Protection Bureau's office for service member affairs, recounted instances in which service members from North...

http://chronicle.augusta.com/news/business/2014-09-26/pentagon-wants-tighter-sol
US Treasury still approving 'excessive' pay raises for top executives at GM, Ally Financial, report says

...Treasury Department continued to approve "excessive" pay raises for top executives at General Motors and its former consumer finance arm, both of which received taxpayer-funded bailouts during the financial crisis, a new government report says...

http://chronicle.augusta.com/news/business/2014-09-24/us-treasury-still-approvin
Herbert McKenzie Jr.

...University of Georgia. He was a World War II US Army Veteran having served in the South Pacific and Japan. He was in the Consumer Finance field from 1946 until 1970, went into banking until a merger in 1975 and retired as an Independent Insurance Agent...

http://www.legacy.com/Link.asp?I=LS000169630467
Herbert McKenzie Jr.

...University of Georgia. He was a World War II US Army Veteran having served in the South Pacific and Japan. He was in the Consumer Finance field from 1946 until 1970, went into banking until a merger in 1975 and retired as an Independent Insurance Agent...

http://www.legacy.com/Link.asp?I=LS000169617391
Georgia banker sees better days ahead

...product available for that group. Q: Other than Dodd-Frank, is there anything else affecting banking?A: The (Consumer Finance Protection Bureau) for sure. They continue to struggle to write legislation for consumer protection, which I believe...

http://chronicle.augusta.com/news/business/your-business/2013-05-10/georgia-bank
US consumers cut back on credit card use for 2nd straight month

...credit, has declined for 16 straight quarters to $12.9 trillion in March, according to a separate Fed survey on consumer finances. That's down from $13.8 trillion in March 2008.Some of that debt has been removed by defaults, such as foreclosures...

http://chronicle.augusta.com/news/business/2012-09-10/us-consumers-cut-back-cred
Economic optimism climbs

...as a percentage of after-tax income ? is at its lowest point since 1994, according to the Federal Reserve."Consumer finances are fundamentally healthier than they were," said Stuart Hoffman, the chief economist at PNC Financial Services...

http://chronicle.augusta.com/news/business/2012-03-11/economic-optimism-climbs
2 banks move from fixed rates

...favorable fixed rates, then raising rates if the customers proved too risky, said Leigh Allen, the CEO of Global Consumer Finance Advisory. Now that lenders will have limited ability to change card agreement terms, Mr. Allen said they will...

http://chronicle.augusta.com/stories/2009/07/12/bus_540570.shtml
Business
Blacks, Hispanics paying higher rates on auto loans, study finds

...organization's analysis of the Federal Reserve Survey of Consumer Finances. That was the most recent survey available. And...population by the Federal Reserve Board's Survey of Consumer Finances in 2004, rates for blacks were higher than the general...

http://chronicle.augusta.com/stories/2007/05/08/bus_127587.shtml
Business