Debt negotiators are not the same as credit counseling agencies

...your finances, you may want to visit with a certified credit counselor with a reputable, accredited, consumer credit counseling service. Consumer credit counselors encourage consumers to make every effort to pay their debts. With the help...

Refinancing of car loans revs up

...know, you're always going to wonder," he said.Melissa Whittaker, the branch manager for the CSRA Consumer Credit Counseling Services, said she has found auto-loan refinancing to be helpful only for those with excellent credit."It can...

Paying off debt requires sound plan

...grade of C, D or F in their knowledge of personal finance skills, said Melissa Whittaker, manager for Consumer Credit Counseling Service in the CSRA. Here are answers to five frequently asked financial questions, according to the National...

Will your savings keep you afloat?

...in general, do not have an emergency fund," said Cindy Tesch, the community outreach director for Consumer Credit Counseling Services of Augusta Inc. "They don't expect the unexpected." Whether a car accident, job loss or blown water...

Local Business | Business | Savannah River Site | Augusta Economy

...m. to noon Saturday, Wal-Mart, 260 Bobby Jones Expressway; presented by Better Business Bureau, Consumer Credit Counseling Service, Aiken & Augusta Shredding and National Foundation of Credit Counseling13TH ANNUAL HALLOWEEN SPOOKTACULAR...

Richmond Neighbors
Avoid 'Black Friday' traps with a good shopping strategy

...overspend this holiday season.Here are some tips from Melissa Whittaker, the community education counselor at Consumer Credit Counseling Service of the CSRA:1. Create a holiday budget. Compile a list of gift recipients and how much you plan to spend...

Keep watch on identity during rush of holidays

...focused on giving, crooks are waiting to take advantage of engaged shoppers.Here are some tips from the Consumer Credit Counseling Service on how to protect yourself during the holidays:1. Be aware of your surroundings. If someone bumps into...

Advance loans can be costly

...rates can range from 50 percent to 500 percent.Melissa Whittaker, a community education counselor at Consumer Credit Counseling Service of the CSRA, compared such terms to high-interest payday loans."They generally have such terrible...

Event to give free analysis of finances

...need some advice to get your finances back on track, come to a Financial Wellness Fair presented by the Consumer Credit Counseling Service of Middle Georgia Inc. and several other organizations on March 19.The free event will be from 10 a...

Day planner

...against ID theft for public/private schools, community/civic groups, employers, organizations, etc. Consumer Credit Counseling Services CSRA, a nonprofit organization; (706) 736-2090.- Marketable Skills Training Center; hands-on...